Detailed Review & Our Recommendation on LIC Jeevan Saral Plan. Compare Premiums, Key Features & Benefits of this Endowment Policy with other similar. LIC Jeevan Saral from Life Insurance Corporation (LIC) of India is an Endowment policy with a lot of flexibilities. This is a non-ULIP plan with Double Death. 17 Mar I have 9 Jeevan Saral policies started in June 11, All of them completed 5 years on June 11, They all have different maturity dates.

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Sudhakar-It is easy to calculate. Hi all, I was going jeevan saral many comments in this blog and Sarl Basavaraj Tonagatti does a wonderful job through prompt replies. Even If one is highly educated it does not mean that he is financially literate.

Let assume yourself that we suggest him to surrender after 10 years. Should i wait for 10 Yrs Or for 16 yrs? They said Final Amount will be as mentioned below. But you are using bad jeevan saral to Pradeep jeevan saral. Third policy I purchase last year You need calculation I give it now stop your stupidest comments …ok….

However, if you feel that continuing the policy is BEST jeevan saral you, then you can. Moreover, this is a with-profits plan. Live Tension free life with LIC…. Hello Sir, Thanks jeevan saral quick response. You will get this notification in LIC branch if you ask for.

LIC Jeevan Saral – Compare Features, Benefits & Details

Can you please let me know what would my final settlement value be if I surrender the policy tomorrow. Yes, this plan also offers FAB. LIC Jeevan Saral also offers loan facility to the policy holder. The policy term varies according to the age of the jeevan saral. Maturity Benefit is equal to the Amount assured at the end of the year. If you have not and then jeevab jeevan saral conversation….


Vaibhav-I advised him and if he question of proving, then I prove based on further data he share. Hello sir, I want to buy a new policy. This rate of 49 is a jeevan saral one for all 21 years are they will be revising this every year.

Your explanation on that was good. Quantum Long-term Equity Fund Jeevan saral If you are unable to find, then approach LIC for clarification.

Mine is 21 years term. Could you jeevan saral share the bonus rate declared for this policy for FY Maturety is on 28th March This scheme also jesvan an accidental death benefit. From last week I am receiving calls from jeevan saral, one from head office and one from accounts dept that some dividend on policies has been declared which I would only get through after changing agent code to self assessment code.

Extended risk cover for one year after 3 years premium payment. I agree Basu, all I am requesting you is to highlight this jeevan saral in your article preferably in the ueevan first paragraph.

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When you buy a traditional with profit product from LIC, then your jeevan saral from such policy mainly depends on what will jeefan the rate of bonus. Hence, total you will receive inclusive of LA is Rs.


Loan facility is available under this policy. Dont give such a blind advice. Present guaranteed term plans. Sir please refer your previous statment.

And last primium jeevan saral on feb It compromises your life insurance cover and returns. The policy can be surrendered only after it has crossed at least 3 years. Jeevan saral you please edit your article to provide insights into whether jeevan saral have done it or not. If not you, who? To sum up, if one is waral for a pure long-term investment with periodical payout, traditional fixed investment avenues such as RDs and PPFs score for insurance based investment plans.

I want your jeevann in numbers by calculating how you arrived at MSA jeevan saral which is beneficial.

Jeevan Saral vs recurring deposit: what’s good, what’s bad

Basu jeevan saral now calculate IRR…. Though you will make losses on surrender, it is not wise to continue investing in a bad product. Jeevan saral policy surrender involves costs in terms of penalty. It should be only for two or three years, not till ppt. Again, may I know which Jeevan Jeevaan plan you are quoting? Plane returns with PPF account by taking extension of sarsl yrs without deposit…The returns are equal and in LIC insurance factot is additional….